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Privacy and Cookies Policy 


We are committed to safeguarding the privacy of our website visitors. This policy explains how we handle personal data, including usage data, account data, enquiry data, transaction data and notification data, and the legal bases for processing. It also describes disclosures to service providers, international transfers, retention and deletion, security, your rights and our use of cookies and local storage. 

How we use personal data

We process personal data to operate the website, provide services, ensure security, maintain backups, communicate with you, analyse usage and send notifications where you have consented.

Disclosures

We may disclose personal data to insurers, advisers and service providers for hosting, backup and communications. We may also disclose data to comply with legal obligations or to protect vital interests. 

International Transfers

Some providers may be located outside New Zealand or the EEA. Transfers are protected by appropriate safeguards. 

Retention and Deletion

Personal data is kept only as long as necessary for the purposes stated. 

Security

We take appropriate technical and organisational precautions to secure personal data. Transmission over the internet can be insecure and you should keep passwords confidential. 

Your Rights

You have rights to access, rectification, erasure, restriction, objection, data portability, complaint and withdrawal of consent where applicable. 

Cookies and Local Storage

We use necessary and analytics cookies and limited local storage to support website functionality. Your browser offers options to manage cookies.